Head-to-Head Comparison

Wise vs Revolut

Winner: Wise— delivers more in 8 out of 8 corridors

Wise

Better rates

Mid-market exchange rate with transparent low fees. Best for frequent transfers.

8 / 8 corridors

Best rate for recipient

Send with Wise

Revolut

Multi-currency account with great FX rates and instant transfers between Revolut users.

0 / 8 corridors

Best rate for recipient

Send with Revolut

Rate Comparison — Wise vs Revolut

CorridorWiseRevolutDifferenceWinner
USDMXNMXN 17,310MXN 17,2510.34%Wise
USDINRINR 94,874INR 94,5510.34%Wise
USDBRLBRL 4,920BRL 4,9030.34%Wise
AEDINRINR 25,834INR 25,7460.34%Wise
SARINRINR 25,300INR 25,2140.34%Wise
USDPHPPHP 61,271PHP 61,0630.34%Wise
GBPINRINR 128,547INR 128,1100.34%Wise
USDCOPCOP 3,713,886COP 3,701,2560.34%Wise

* Based on sending 1,000 USD. Rates updated daily.

Wise and Revolut are two leading platforms for international money transfers, each offering distinct advantages. While Wise excels with transparent mid-market rates and low fees for traditional transfers, Revolut shines with its multi-currency account features and instant transfers between users.

Our verdict: Wise wins for most users due to its consistently transparent mid-market exchange rates and low, upfront fees that make it ideal for regular international transfers. However, Revolut is better for users who need a multi-currency account with instant transfers between Revolut users.

Frequently Asked Questions

Which is cheaper: Wise or Revolut?

Wise typically offers lower overall costs with transparent mid-market rates and clear fees. Revolut can be competitive for certain currency pairs but may have less transparent pricing structures.

Can I send money instantly with both providers?

Revolut offers instant transfers between Revolut users, while Wise typically takes 1-2 business days for most transfers. However, Wise offers faster delivery options for certain corridors.

Which provider offers better exchange rates?

Both providers offer competitive exchange rates. Wise uses the mid-market rate with transparent fees, while Revolut offers good FX rates but the total cost may vary depending on your account type and transfer amount.

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