Head-to-Head Comparison
Wise vs Revolut
Winner: Wise — delivers more in 8 out of 8 corridors
Wise
Better ratesMid-market exchange rate with transparent low fees. Best for frequent transfers.
8 / 8 corridors
Best rate for recipient
Send with Wise →Revolut
Multi-currency account with great FX rates and instant transfers between Revolut users.
0 / 8 corridors
Best rate for recipient
Send with Revolut →Rate Comparison — Wise vs Revolut
| Corridor | Wise | Revolut | Difference | Winner |
|---|---|---|---|---|
| USD → MXN | MXN 17,794 | MXN 17,787 | 0.04% | Wise |
| USD → INR | INR 93,200 | INR 93,162 | 0.04% | Wise |
| USD → BRL | BRL 5,231 | BRL 5,229 | 0.04% | Wise |
| AED → INR | INR 25,378 | INR 25,368 | 0.04% | Wise |
| SAR → INR | INR 24,853 | INR 24,843 | 0.04% | Wise |
| USD → PHP | PHP 59,646 | PHP 59,622 | 0.04% | Wise |
| GBP → INR | INR 124,215 | INR 124,165 | 0.04% | Wise |
| USD → COP | COP 3,680,661 | COP 3,679,182 | 0.04% | Wise |
* Based on sending 1,000 USD. Rates updated daily.
Wise and Revolut are two leading platforms for international money transfers, each offering distinct advantages. While Wise excels with transparent mid-market rates and low fees for traditional transfers, Revolut shines with its multi-currency account features and instant transfers between users.
Our verdict: Wise wins for most users due to its consistently transparent mid-market exchange rates and low, upfront fees that make it ideal for regular international transfers. However, Revolut is better for users who need a multi-currency account with instant transfers between Revolut users.
Frequently Asked Questions
Which is cheaper: Wise or Revolut?
Wise typically offers lower overall costs with transparent mid-market rates and clear fees. Revolut can be competitive for certain currency pairs but may have less transparent pricing structures.
Can I send money instantly with both providers?
Revolut offers instant transfers between Revolut users, while Wise typically takes 1-2 business days for most transfers. However, Wise offers faster delivery options for certain corridors.
Which provider offers better exchange rates?
Both providers offer competitive exchange rates. Wise uses the mid-market rate with transparent fees, while Revolut offers good FX rates but the total cost may vary depending on your account type and transfer amount.