Send Money from Singapore to Fiji
Compare SGD → FJD exchange rates from top providers
AI Quick Verdict
As of April 17, 2026, the cheapest way to send money from Singapore to Fiji is via Wise, costing $4.60 in fees with an exchange rate of 1 SGD = 1.74 FJD. Sending $1,000 delivers FJD 1,733.19 to your recipient in ~1 hour.
Compare SGD → FJD Rates
Best rate — they receive (FJD)
FJD 1,733.19
via Wise
Sending SGD 1,000 to Fiji
Updated Apr 17, 06:00 AM
| Provider | Exchange Rate | Fee | Speed | You Send | They Receive | |
|---|---|---|---|---|---|---|
WiseBest rate | 1 SGD = 1.74 FJD | $4.60 | ~1 hour | SGD 1,000 | FJD 1,733.19 | Send → |
RevolutRunner-up | 1 SGD = 1.74 FJD | $5.00 | ~1 day | SGD 1,000 | FJD 1,727.3 | Send → |
Remitly | 1 SGD = 1.72 FJD | $15.00 | ~3 hours | SGD 1,000 | FJD 1,689.36 | Send → |
WorldRemit | 1 SGD = 1.71 FJD | $13.99 | ~6 hours | SGD 1,000 | FJD 1,682.5 | Send → |
* Rates are indicative. Final rate confirmed at provider's checkout. RateCurb may earn a commission if you click and sign up.
vs Traditional Banks
You save up to $75
on a SGD 1,000 transfer
Wise
BEST RATEBank of America
+5% markup + $35 wire fee
Wells Fargo
+4.5% markup + $25 wire fee
Sending money from Singapore to Fiji? Skip your bank and use digital providers like Wise or Remitly to save 3-8% on exchange rates. Learn the fastest, cheapest way to get SGD to FJD with real costs and delivery times.
Our verdict: Use Wise for amounts over $5,000 SGD or Remitly for regular smaller transfers — both beat banks by $50-150 per transaction.
Send Money from Singapore to Fiji — Best Rates & Lowest Fees 2026
The Singapore-to-Fiji corridor serves a specific crowd: expats sending money back to family, small business owners paying suppliers, and diaspora supporting relatives in the Pacific islands. If you're in this group, you're dealing with two currencies that don't get heavy institutional trading — which means exchange rates vary wildly depending on who you use. This is where choosing the right provider genuinely saves you 5-10% of your transfer.
Why Banks Are Costing You Money
Your bank — whether DBS, OCBC, or UOB — will quote you a convenient rate and charge a flat fee ($12-25 USD equivalent). The catch: their exchange rate markup is brutal, typically 3-8% worse than the mid-market rate. On a $1,000 SGD transfer, that's $30-80 you're literally handing over before the money even leaves Singapore. Standard banking regulations apply for sending from Singapore to Fiji, so compliance isn't the issue — it's just that banks price currency conversion like they're doing you a favor.
Digital Providers Dominate This Route
Wise, Remitly, Revolut, and WorldRemit have transformed the SGD-FJD corridor. Here's the real difference: these platforms use actual mid-market rates and charge transparent, small fees ($1-3 for most transfers). On that same $1,000 SGD, you pocket roughly $50-80 more. Wise is usually the tightest on rates if you're moving large amounts. Remitly edges slightly ahead for smaller transfers under $500 SGD with zero fees on certain tiers. WorldRemit is competitive if you're comfortable with their mobile app interface.
The winner depends on your amount. Moving $5,000+ SGD? Wise. Regular $200-500 payments? Remitly. One-off transfer? WorldRemit often has promotions running.
Speed vs. Cost — Pick Your Priority
Instant transfers land in 1-2 hours but typically cost $2-4 extra. Economy transfers take 1-3 business days and are usually free or nearly free. Here's my take: unless someone in Fiji needs cash *today*, economy is the play. You're saving $2-4 per transfer, and that compounds fast if you send monthly. Reserve instant for emergencies.
One reality: speed within Fiji depends on which bank receives your funds. Fiji National Bank and BSP (Bank of South Pacific) — the two largest banks — process digital deposits quickly, usually within 2-4 hours of receipt. If your recipient has an account at either of these, factor that into your decision.
Delivery Options in Fiji
Most digital providers deposit directly to a bank account at FNB or BSP, which is fast and safe. Some also offer cash pickup at agent locations, though there aren't as many here as in larger Pacific nations. Mobile wallet options like mPaisa exist in Fiji, but they're not yet mainstream for international transfers — most providers still route through traditional banking infrastructure.
Remittances actually play a crucial economic role in Fiji. They fund family education, healthcare, and small business expansion across the islands. The Reserve Bank of Fiji tracks these flows carefully, which is why compliance is tight — but it also means the infrastructure for receiving transfers is solid and reliable.
Practical Tips to Lock in the Best Deal
- Watch for rate windows. SGD-FJD rates shift based on regional currency movements. If you can wait 1-2 days, set a rate alert and pounce when FJD strengthens.
- Round numbers work. Sending $1,234 SGD? Transfer $1,250 instead. Fewer decimal conversions, cleaner math, fewer rounding losses.
- Use mid-market benchmarks. Check XE.com or OANDA for the true mid-market rate, then see what each provider quotes. Anything more than 1-2% off is expensive.
- Test small first. Send $100-200 SGD to confirm delivery speed and fees before moving larger amounts.
- Bundle if possible. Some providers offer better rates on transfers over $5,000 SGD. If you're sending money quarterly, consider doing semi-annual transfers instead.
The Bottom Line
Skip your bank entirely on this route. Open a Wise or Remitly account (takes 5 minutes), verify your recipient's FNB or BSP details, and lock in a rate. You'll save enough on one transfer to cover the next three. On a $2,000 SGD transfer, that's roughly $100-150 difference between a bank and Wise — money that should stay in your recipient's pocket, not your bank's.
Frequently Asked Questions
What is the best SGD to FJD exchange rate?
Wise and Remitly offer rates within 0.5-1% of the mid-market rate. Banks typically mark up rates 3-8% higher, costing you $30-80 per $1,000 SGD transferred. Check XE.com for the true mid-market rate to compare.
How long does it take to send money from Singapore to Fiji?
Instant transfers arrive in 1-2 hours but cost $2-4 extra. Economy transfers take 1-3 business days and are usually free. Fiji National Bank and BSP process deposits within 2-4 hours once funds arrive.
What are the fees for sending money from Singapore to Fiji?
Digital providers charge $1-3 for standard transfers; Wise has zero fees on some tiers. Banks charge $12-25 plus a hidden exchange rate markup. Instant transfers cost an additional $2-4 but are rarely necessary unless cash is needed immediately.
Is it safe to use online money transfer services?
Yes, Wise and Remitly are fully regulated and licensed money transfer operators. Both use bank-grade encryption and comply with all Singapore and Fiji banking regulations. Smaller providers like WorldRemit are equally safe and sometimes offer better promotional rates.
How to send money from Singapore to Fiji
- 1Choose your provider — Compare rates above and pick the one with the best SGD to FJD rate.
- 2Create a free account — Most providers take under 5 minutes to verify your identity.
- 3Enter your recipient's details— You'll need their bank account number and routing information.
- 4Pay and track — Fund your transfer and track it in real time.