Send Money from Italy to Argentina
Compare EUR → ARS exchange rates from top providers
AI Quick Verdict
As of March 26, 2026, the cheapest way to send money from Italy to Argentina is via Wise, costing $4.60 in fees with an exchange rate of 1 EUR = 1681.28 ARS. Sending $1,000 delivers ARS 1,673,547.21 to your recipient in ~1 hour.
Compare EUR → ARS Rates
Best rate — they receive (ARS)
ARS 1,673,547.21
via Wise
Sending EUR 1,000 to Argentina
Updated Mar 26, 06:19 AM
| Provider | Exchange Rate | Fee | Speed | You Send | They Receive | |
|---|---|---|---|---|---|---|
WiseBest rate | 1 EUR = 1681.28 ARS | $4.60 | ~1 hour | EUR 1,000 | ARS 1,673,547.21 | Send → |
RevolutRunner-up | 1 EUR = 1676.24 ARS | $5.00 | ~1 day | EUR 1,000 | ARS 1,667,856.07 | Send → |
Remitly | 1 EUR = 1656.06 ARS | $15.00 | ~3 hours | EUR 1,000 | ARS 1,631,220.95 | Send → |
WorldRemit | 1 EUR = 1647.66 ARS | $13.99 | ~6 hours | EUR 1,000 | ARS 1,624,604.78 | Send → |
* Rates are indicative. Final rate confirmed at provider's checkout. RateCurb may earn a commission if you click and sign up.
7-Day Exchange Rate History
Rate per 1 unit of source currency → ARS
vs Traditional Banks
You save up to $75
on a EUR 1,000 transfer
Wise
BEST RATEBank of America
+5% markup + $35 wire fee
Wells Fargo
+4.5% markup + $25 wire fee
Sending money from Italy to Argentina requires careful attention to exchange rates and fees, as traditional banks often charge 3-8% more than digital alternatives. Digital providers like Wise and Remitly offer superior EUR to ARS rates with transparent fees, making them ideal for regular transfers to Argentina.
Our verdict: Use Wise or Remitly for routine transfers under €10,000 to maximize ARS received; banks are only justified if you need same-day payment into specific Argentine bank accounts unavailable through digital providers.
Understanding the Italy to Argentina Money Transfer Corridor
The EUR to ARS corridor serves a distinct demographic: Italian expatriates supporting family in Argentina, business owners managing operations across both countries, and Argentine immigrants sending earnings back home to relatives in Italy. This route has grown significantly over the past decade as economic migration between Europe and South America has increased. Unlike major corridors like UK-India or USA-Mexico, the Italy-Argentina path offers fewer mainstream options, which means choosing the right provider becomes even more critical to maximizing the value of your transfer.
Decoding Hidden Fees and Exchange Rate Markups
Banks typically embed their profit into two places: the exchange rate they offer you and flat transaction fees. When sending €1,000 from Italy to Argentina via traditional banking, you might face a €15-35 flat fee plus an exchange rate that's 3-8% worse than the real mid-market rate. Digital providers, by contrast, often advertise "no hidden fees" but what they really mean is transparency—you see exactly what markup you're paying upfront.
- Flat fees: Compare providers charging €2-10 versus those charging percentage-based fees (typically 1-2% of transfer amount)
- Exchange rate markup: The difference between what banks offer and the true mid-market rate; digital providers typically markup 1-2%, while banks markup 3-6%
- Total cost comparison: Always calculate the final ARS amount you'll receive, not just the fee in isolation
- Transparent pricing: Use the provider's calculator before committing; legitimate services show you the exact rate and fees upfront
Why Digital Providers Outperform Traditional Banks
Wise, Remitly, Revolut, and WorldRemit consistently beat Italian banks by 3-8% on the EUR to ARS rate because they operate with lower overhead and use genuine mid-market rates with minimal markups. A €5,000 transfer might cost you €150-400 more through your bank compared to a digital platform. Digital providers also benefit from high-volume trading and peer-to-peer matching, which reduces their actual currency conversion costs. For the Italy-Argentina corridor specifically, Wise and Remitly have established strong local partnerships in Argentina, allowing them to offer competitive rates and faster payouts to Argentine bank accounts.
Transfer Speed: Choosing Between Instant and Economy Options
Most digital providers offer two speed tiers. Economy transfers typically arrive within 1-3 business days and cost nothing extra; they're ideal when you're not in a rush and want to maximize savings. Instant or express transfers arrive within hours but usually incur a small premium (€1-5 or 0.5-1% of the amount). For the Italy-Argentina route, economy transfers are generally sufficient unless you're managing urgent business payments or family emergencies.
- Economy: 1-3 business days, no additional cost, best for planned transfers
- Express/Instant: 1-24 hours, adds €2-10 fee, use only when timing is critical
- Weekend transfers: Many digital providers process transfers 24/7, while banks may delay until Monday
- Holiday considerations: Check both Italian and Argentine public holidays before transferring
Tax and Regulatory Considerations for Italy and Argentina
Italy requires individuals and businesses to report foreign transfers exceeding €10,000 in a single transaction to tax authorities under anti-money laundering regulations. Argentina, meanwhile, monitors inbound transfers and may require documentation for amounts over ARS 2,000,000 (approximately €10,000-15,000 depending on rates). Neither country typically taxes personal remittances, but if you're receiving payments for services or business activities, those may be taxable income in Argentina. Always consult a local accountant if you're transferring large sums regularly.
Practical Tips to Maximize Your Transfer Value
- Lock in rates: Many providers allow rate locks for 24-48 hours; use this when rates are favorable
- Timing: ARS volatility is high; transfer during periods of relative stability, typically mid-week
- Amount thresholds: Transfers under €500 may have less favorable rates; consider batching smaller transfers
- Recurring transfers: Set up standing orders for regular support payments; many providers offer better rates for automation
- Monitor real-time rates: Use XE.com or OANDA to track EUR/ARS before initiating transfers
Frequently Asked Questions
What is the best EUR to ARS exchange rate?
The mid-market rate (the true wholesale rate) is the benchmark; digital providers typically offer rates within 1-2% of this rate, while Italian banks often charge 3-6% markup. The exact best rate depends on real-time market conditions, but Wise and Remitly are consistently most competitive for this corridor.
How long does it take to send money from Italy to Argentina?
Economy transfers via digital providers typically arrive in 1-3 business days, while express options can arrive within 24 hours for a small premium. Traditional bank transfers often take 3-5 business days and may be delayed on weekends or holidays.
What are the fees for sending money from Italy to Argentina?
Digital providers charge €2-10 flat fees or 0.5-2% of the transfer amount, while Italian banks typically charge €15-35 plus an unfavorable exchange rate. Always calculate the total ARS received, not just the visible fee, as exchange rate markup is often the bigger cost.
Is it safe to use online money transfer services?
Yes, regulated digital providers like Wise, Remitly, and WorldRemit are fully licensed and hold banking authorizations in multiple countries. They use two-factor authentication, encryption, and comply with anti-money laundering regulations, making them as safe as—and often safer than—traditional banks for this corridor.
How to send money from Italy to Argentina
- 1Choose your provider — Compare rates above and pick the one with the best EUR to ARS rate.
- 2Create a free account — Most providers take under 5 minutes to verify your identity.
- 3Enter your recipient's details— You'll need their bank account number and routing information.
- 4Pay and track — Fund your transfer and track it in real time.