Because banks shouldn't hide your money in spreads.
We expose the real cost of every transfer — the spread, the fees, the delivery time — and rank providers by what actually lands in your recipient's account. No sponsored ordering. Ever.
Hover any card to see exactly what it costs you.
vs Traditional Banks
You save up to JOD 45
on a ILS 3,700 transfer
Wise
BEST RATEBank of America
+5% markup + $35 wire fee
Wells Fargo
+4.5% markup + $25 wire fee
Sending money from Israel to Jordan doesn't have to mean losing 5% to your bank. Digital providers like Wise, Remitly, and Revolut deliver shekels as dinars in minutes with rates close to mid-market. Here's how to pick the cheapest, fastest option for your transfer.
In Jordan, recipients can access funds directly at Arab Bank, the country's largest financial institution. By using Wise instead of a traditional bank wire, your recipient gets approximately 11 JOD more on a $1,000 transfer — because digital providers pass the real exchange rate directly. Worth knowing about the local currency: Jordan's JD50 dinar note features Petra, the rose-red city carved into cliffs by the Nabataean civilisation over 2,000 years ago.
Our verdict: For most senders, Wise gives the best ILS to JOD rate with full fee transparency — but compare Remitly for first-transfer promos.
The ILS to JOD corridor is small but steady. Workers, families with cross-border ties, and small business owners move shekels into dinars every week. Banks still dominate this route — and that's exactly the problem. They quote rates 3-5% worse than the mid-market and tack on wire fees of 60-150 ILS. Digital providers cut both. If you're sending anything from 500 ILS to 50,000 ILS, switching from your bank to a digital alternative saves you real money on every single transfer.
There are two costs you need to watch. First, the obvious one: the flat fee. Wise charges roughly 4-8 ILS for small transfers. Banks like Bank Hapoalim or Bank Leumi charge 80-150 ILS plus correspondent bank fees that mysteriously appear on the recipient side. Second — and far more expensive — is the exchange rate markup. Banks bake a 3-5% spread into the rate without telling you. A "no fee" promotion almost always means a worse rate. Always compare what the recipient actually gets in JOD, not the headline fee.
Wise wins on transparency — it uses the real mid-market rate and shows the fee upfront. For most senders moving 1,000-10,000 ILS, this is the cheapest option. Remitly is the better pick if you want guaranteed delivery times and cash pickup options; its fixed-rate promos can beat Wise on first transfers. Revolut works well if you already hold an ILS balance in the app and want to move money inside the ecosystem. WorldRemit competes hard on speed for bank deposits. Compared to Bank Hapoalim or Discount Bank, these digital providers typically save you 3-8% on a 5,000 ILS transfer — that's 150-400 ILS staying in your pocket per send.
Speed depends on what you pay for. Instant transfers via Wise or Remitly can land in a Jordanian bank account within minutes when both ends are verified. Economy options take 1-2 business days and shave the fee further. Bank wires from Israel? Plan for 2-4 business days, sometimes longer if the transfer routes through a US correspondent. Rule of thumb: pay for speed when it's an emergency or rent deadline, and pick economy when you're sending regular family support.
Most digital providers deliver straight to a Jordanian bank account. The two largest receiving banks in Jordan are Arab Bank and Jordan Ahli Bank, and nearly every major digital provider supports direct deposits to accounts at both. Cash pickup through partners like Western Union is available if your recipient doesn't have a bank account. Mobile wallet delivery is growing but still patchy compared to bank deposits. Remittances play an important role in Jordan's economy, supporting household income and local consumption — which is why the receiving infrastructure is well-developed and reliable.
Standard banking regulations apply for sending from Israel to Jordan. Personal remittances are generally not taxed on the sender side, but transfers above certain thresholds trigger reporting requirements with the Bank of Israel and anti-money-laundering checks. Expect to provide ID, proof of address, and sometimes a source-of-funds explanation for larger amounts. On the Jordanian side, the recipient may need to confirm the purpose of incoming funds for amounts over a few thousand dinars. Keep records of every transfer — receipts, purpose notes, recipient relationship — for at least five years.
The ILS/JOD rate is relatively stable because the dinar is pegged to the US dollar, but you'll still see small swings. Set up rate alerts in the Wise or Revolut app and send when the rate ticks even half a percent in your favor — on 10,000 ILS that's 50 ILS extra. Avoid sending on weekends, when rates lock at Friday's close and markups widen. For amounts over 20,000 ILS, consider splitting the transfer into two sends across different days. And always compare three providers before clicking confirm — the gap between best and worst on this corridor is bigger than people think.