Best Way to Send Money from Ireland to Georgia
Because banks shouldn't hide your money in spreads.
We expose the real cost of every transfer — the spread, the fees, the delivery time — and rank providers by what actually lands in your recipient's account. No sponsored ordering. Ever.
Which provider is cheapest to send money from Ireland to Georgia in 2026?
Hover any card to see exactly what it costs you.
How has the EUR/GEL exchange rate changed recently?
vs Traditional Banks
You save up to GEL 225
on a EUR 900 transfer
Wise
BEST RATEBank of America
+5% markup + $35 wire fee
Wells Fargo
+4.5% markup + $25 wire fee
Sending EUR from Ireland to GEL in Georgia is cheapest through digital providers like Wise, Remitly, and Revolut — not Irish banks. Expect savings of 3-8% versus AIB or Bank of Ireland, with delivery to TBC Bank or Bank of Georgia in minutes to a couple of days.
In Georgia, recipients can access funds directly at TBC Bank, the country's largest financial institution. By using Revolut instead of a traditional bank wire, your recipient gets approximately 130 GEL more on a $1,000 transfer — because digital providers pass the real exchange rate directly. Worth knowing about the local currency: Georgia's 200 lari note portrays Queen Tamar, the 12th-century ruler whose reign is considered the golden age of Georgian culture and military power.
Our verdict: Use Wise for transparent mid-market rates or Remitly for fee-free first transfers — and skip Irish banks entirely unless you're moving treasury-sized amounts.
Why send money from Ireland to Georgia with a digital provider in 2026?
The Ireland to Georgia corridor is small but steady. Expats working in Dublin, Cork, and Galway send EUR home to family in Tbilisi, Batumi, and Kutaisi. Students, freelancers paying Georgian developers, and property investors buying in the Caucasus also use this route regularly. Here's the blunt truth: if you're still sending through AIB, Bank of Ireland, or PTSB, you're overpaying. Irish banks treat GEL as an exotic currency and bake 4-6% markup into the exchange rate, then add a SWIFT fee on top. Digital providers like Wise, Remitly, and Revolut have automated this corridor and pass the savings on.
What are the transfer fees from Ireland to Georgia in 2026?
Fees come in two flavors, and the second one is where you get robbed. Flat fees are the visible cost — Wise charges around €3-5 for a €500 transfer, Remitly often waives the fee on first transfers. The hidden killer is the exchange rate markup. Banks quote you a rate that looks fine until you compare it to the mid-market rate on Google or Reuters. That 2-5% gap is pure margin. Always check the rate you're being offered against the real interbank rate before clicking send.
Which provider offers the best EUR to GEL exchange rate?
Wise wins on transparency — you get the real mid-market rate with a flat fee on top, typically saving 3-8% versus an Irish bank on a €1,000 transfer. Remitly is sharper on smaller amounts under €500, especially with promotional rates for new customers. Revolut works well if you already use it in Ireland, though premium tiers handle GEL better than the free plan. WorldRemit sits in the middle — decent rates, strong cash pickup network in regional Georgia. Skip the banks entirely unless you're moving over €50,000 and need treasury support.
How long does it take to send money from Ireland to Georgia?
Speed varies wildly by provider and funding method. Card-funded transfers with Wise or Remitly often land in a Georgian bank account within minutes to a few hours. SEPA bank transfers from your Irish account take 1-2 business days to clear before the GEL leg even starts. Traditional SWIFT through an Irish bank? Budget 3-5 working days. If your recipient needs the money today for a deposit or emergency, pay by debit card and use Remitly Express or Wise's instant option.
Where does the money land in Georgia?
Remittances play an important role in Georgia's economy, supporting hundreds of thousands of households and feeding directly into local consumption. The two largest receiving banks are TBC Bank and Bank of Georgia, and most digital providers can deliver directly to accounts at these banks via local rails. That means GEL arrives as GEL — no double conversion. You can also opt for cash pickup at MoneyGram or Western Union partner locations across the country, or send to mobile wallets where supported. For most senders with family in Tbilisi or Batumi, a direct deposit to a TBC or Bank of Georgia account is fastest and cheapest.
What taxes or regulations apply to EUR to GEL transfers?
Standard banking regulations apply for sending from Ireland to Georgia. Personal remittances aren't taxed in either jurisdiction at typical family-support amounts, but Irish providers must follow EU AML rules — expect to verify your identity once and provide source-of-funds documentation on larger transfers, typically above €10,000. On the Georgian side, recipients don't pay tax on incoming personal remittances, though business income flowing in is treated differently. Keep records if you're sending regularly or in large amounts.
What is the best time to send EUR to Georgia to get the best rate?
The EUR/GEL rate moves with both Eurozone monetary policy and the Georgian lari's own volatility, which can be sharper than majors. Set rate alerts on Wise or Revolut so you transfer when EUR is strong against GEL rather than panic-sending on a weak day. For larger amounts above €5,000, splitting the transfer across two or three sends over a couple of weeks smooths out timing risk. Avoid sending late Friday or over weekends — execution often slips to Monday and you lose the rate you saw. For sub-€500 transfers, the timing barely matters; just pick the cheapest provider and send.