Best Way to Send Money from Ireland to Argentina
Because banks shouldn't hide your money in spreads.
We expose the real cost of every transfer — the spread, the fees, the delivery time — and rank providers by what actually lands in your recipient's account. No sponsored ordering. Ever.
Which provider is cheapest to send money from Ireland to Argentina in 2026?
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How has the EUR/ARS exchange rate changed recently?
vs Traditional Banks
You save up to ARS 123435
on a EUR 900 transfer
Wise
BEST RATEBank of America
+5% markup + $35 wire fee
Wells Fargo
+4.5% markup + $25 wire fee
Sending euros from Ireland to Argentine pesos requires careful attention to exchange rate markups and Argentina's unique dual-rate system. Digital providers like Wise, Remitly, Revolut, and WorldRemit consistently beat Irish banks by 3-8% on the rate, and most deliver directly to major Argentine banks within 1-3 business days.
In Argentina, recipients can access funds directly at Banco Galicia, the country's largest financial institution. By using Wise instead of a traditional bank wire, your recipient gets approximately 69,000 ARS more on a $1,000 transfer — because digital providers pass the real exchange rate directly. Worth knowing about the local currency: Argentina's $2,000 peso note carries the image of indigenous leader Juana Azurduy, a heroine of independence.
Our verdict: Use Wise or Revolut for the best EUR/ARS rate, and always confirm whether the provider applies the official or blue dollar rate before sending.
Step 1: Understand the EUR to ARS Corridor Before You Send
Before clicking send, take a moment to understand who uses this route and why. The Ireland-to-Argentina corridor is dominated by three groups: Argentine expats working in Dublin, Cork, or Galway sending family support home; Irish-based freelancers paying Argentine contractors; and Irish residents supporting relatives or covering property expenses in Buenos Aires, Córdoba, or Mendoza. Most senders move between €200 and €2,000 per transfer, often on a recurring monthly basis.
Step 2: Identify Hidden Fees Before Choosing a Provider
This is the most important step — and the one most senders skip. Money transfer costs come in two parts: a visible flat fee (usually €1-€10) and an invisible exchange rate markup (the gap between the mid-market rate and what the provider gives you). The markup is where banks quietly charge you 3-5% on top of the rate you'd see on Google. Always do this check:
- Look up the real EUR/ARS mid-market rate on Google or XE.com
- Compare it to the rate your provider quotes
- Calculate the difference as a percentage — that is your true cost
- Add the flat fee on top to get the total
Step 3: Pick a Digital Provider Over a Bank
Skip Bank of Ireland or AIB for this corridor. Digital providers like Wise, Remitly, Revolut, and WorldRemit consistently beat traditional banks by 3-8% on the exchange rate alone, plus they charge lower flat fees. Wise typically uses the mid-market rate with a transparent fee around 0.5-1%, while Revolut offers fee-free transfers up to a monthly limit on its standard plan. Remitly and WorldRemit specialise in remittances and often run promotional rates for first-time senders to Argentina.
Step 4: Confirm Which Exchange Rate Applies in Argentina
Here is where Argentina gets unique, and where you must pay close attention. Argentina operates a dual-exchange-rate system: the official rate set by the central bank, and an unofficial "blue dollar" rate that has historically run 50-100% higher than the official one. Most regulated providers deliver pesos at the official rate, which can mean your recipient gets significantly fewer pesos than they would on the parallel market. Always confirm with your provider which rate they apply before confirming the transfer, and ask your recipient whether they prefer ARS delivery or alternative methods like USD-denominated accounts.
Step 5: Choose Your Transfer Speed
Match the speed to the urgency:
- Instant transfers (minutes to a few hours): use these for emergencies, medical bills, or last-minute rent. Expect to pay a slightly higher fee or worse rate.
- Economy transfers (1-3 business days): use these for planned remittances, freelance payments, or recurring family support. The savings on fees and rates are usually worth the wait.
Step 6: Send to a Major Local Bank for Reliable Delivery
For account deposits, the two largest receiving banks in Argentina are Banco Nación Argentina and Santander Argentina, and most digital providers deliver directly to accounts at these banks without delays. Ask your recipient for their CBU (Clave Bancaria Uniforme) — the 22-digit Argentine bank code — and their CUIT/CUIL tax ID, both of which are required by law for incoming international transfers.
Step 7: Mind the Regulatory Side
From the Irish side, standard banking regulations apply for sending from Ireland to Argentina, which means your provider will run identity verification (passport or driving licence) and may ask about the source of funds for larger amounts. There is no special tax on outbound EUR transfers, but transfers above €10,000 may trigger additional Anti-Money-Laundering reporting under EU rules.
Step 8: Time Your Transfer and Set Rate Alerts
Final tips to squeeze out more pesos:
- Send on Tuesday-Thursday mornings (Irish time) when liquidity is highest and spreads are tighter
- Avoid weekends and Argentine public holidays, when delivery stalls and rates widen
- For amounts above €1,000, the per-euro cost drops noticeably — batch smaller transfers when possible
- Set rate alerts on Wise or Revolut to catch favourable EUR/ARS swings, which can be sharp given Argentina's volatile currency
- For recurring transfers, lock in standing instructions once you find a provider you trust